Coming Soon to The CDHRCNJ
The Individual Development Account (IDA) Program
Mission
To help low- and moderate-income individuals and families build long-term financial stability through matched savings, financial education, and asset acquisition.
Vision
A community where every household has the opportunity to accumulate assets, achieve financial independence, and break cycles of poverty.
Program Model
The IDA program provides participants with:
· Matched savings accounts
· Financial literacy training
· Asset-specific coaching
· Credit-building support
· Case management services
Participants save toward approved asset goals such as:
· First-time homeownership
· Small business startup or expansion
· Postsecondary education
· Workforce training and certification
· Vehicle purchase for employment purposes (if permitted by program rules)
Other Programs
Affordable Housing
We acquire, rehabilitate, and develop safe, quality affordable housing so working families, seniors, and individuals can find a stable place to call home. Our developments blend into existing neighborhoods and are built to last.
Homelessness Prevention Program
The Homelessness Prevention Program provides emergency support and stabilization services to households at risk of losing their housing, helping them stay in their homes and avoid the trauma of homelessness.
The Individual Development Account (IDA) Program
The Individual Development Account (IDA) Program helps participants build savings toward a major asset — a first home, education, or small business — by matching every dollar they save with additional funds, paired with financial education.
Community Donation & Resale Program
Our community donation of resale programs collects gently used furniture household goods clothing and a multitude of other items. These items are then distributed directly to people in need through our website by means of a voucher program or through giveaway events. Any non-essential statement furnishing for items are then sold to our partners or through our website. These funds help to maintain our donation and other programs.
Sober Living Residence
Our Sober Living Residence provides a stable, substance-free home environment where individuals in recovery can rebuild their lives with structure, accountability, and community support.
Refugee Support Services
Refugee Support Services help newly arrived refugee families settle into their communities with dignity — connecting them to housing, essential goods, and the resources they need to build a new life in New Jersey.
Veteran Housing
We acquire, rehabilitate, and develop safe, quality veteran housing so veterans can find a stable place to call home. Our developments blend into existing neighborhoods and are built to last.